Preparing for a baby is something that can be very costly which is why many parents are grateful for buy now pay later payment options when shopping for baby clothes. What this program basically does is allow customers to buy baby clothes when they need them and pay for them later if they have been approved to do so. Aslong as you pay it off within 12 months you will have to pay no interest.
However, applying is easy and you find out if you have been approved or not very quickly so basically you have nothing to lose. After you have been approved you will then get on a payment plan and you must stick to it or you will not only have to return the items purchased on credit and have your account closed but you will also have the default noted on your credit which will hurt your credit rating.
The buy now pay later baby clothes option is perfect for those who have steady employment and can make payments on baby clothes but just cannot afford to pay for all of the expenses that comes along with a baby all at once. Not to mention the fact that many stores who have this option available have affordable prices already so you can get a good amount of baby clothes for a low amount of money.
Overall, if you are expecting a baby soon or are helping someone out who is preparing for the arrival of a baby looking more into the option of buy now pay later baby clothes is something that you will want to do. If you are over 18, have a full time job and have been in the UK for a reasonable amount of time and can be proved to have been a resident you have a very good chance of being approved.